Worldwide Mortgage Calculator

Calculate mortgages across 180+ countries with correct currencies, amortization, extra payments, and exportable reports.

Loan & Property Inputs

Select country, then enter home price, down payment, term, and rate.

Loads local currency
Symbol or ISO code
% of price
years months
%

Taxes, Insurance & Fees

Include property tax, homeowners insurance, mortgage insurance, and HOA.

% / yr
% / yr
year

Closing Costs & One-Time Fees

Used for cash-to-close: origination, appraisal, legal, title, recording, prepaids.

%
%
%

Extra Payments & Scenario

Model extra payments and label scenarios.

year month
Live recalculation when pressing “Calculate”.

Results & Reports

View monthly payment, total costs, payoff time, and export the amortization schedule.

Monthly Mortgage Payment (All-in)
–
Principal + interest + taxes + insurance + fees
Principal & Interest Only
–
Base loan payment without taxes/insurance/HOA
Total Loan Cost
–
Principal + total interest + PMI + fees
Total Interest Paid
–
Estimated payoff time
Total Taxes & Insurance
–
Property tax + homeowners insurance
Cash Required at Closing
–
Down payment + closing costs + prepaid items
# Date Payment Principal Interest Taxes/Ins/HOA PMI/LMI Balance

This calculator uses standard amortization formulas with frequency adjustments for weekly and bi‑weekly payments, estimates monthly shares of annual taxes/insurance, and adds PMI when down payment is below 20% unless you override the values.

  • Change country to switch currency symbol or ISO code.
  • Use extra payments to see payoff date move earlier.
  • Export amortization as PDF, CSV, or Excel for sharing.